Terms of Service

Last updated: 15th January 2026

Acceptance of Terms

By accessing and using the Zorqina website (zorqina.world) and our services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service. Zorqina SARL is a company registered in Luxembourg with registration number RCSB713598, located at Avenue Monterey 146, 3812 Dudelange, Luxembourg.

Description of Services

Zorqina provides financial compliance consulting services, including regulatory analysis, documentation development, training, and ongoing compliance support. Our services are designed to help businesses understand and meet their regulatory obligations in Luxembourg and the European Union. All services are provided subject to these terms and any separate service agreements.

User Obligations

You agree to use our website and services only for lawful purposes and in accordance with these terms. You must not use our services in any way that could damage, disable, overburden, or impair our systems or interfere with any other party's use of our services. You are responsible for maintaining the confidentiality of any account information and for all activities that occur under your account.

Professional Services Disclaimer

The information and services provided by Zorqina are for general guidance purposes only and should not be considered as legal advice. While we strive to provide accurate and up-to-date information, regulatory requirements may change, and specific circumstances may require tailored advice. You should always consult with qualified legal and regulatory professionals for specific compliance matters.

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Zorqina SARL and is protected by Luxembourg and international copyright laws. You may not reproduce, distribute, modify, or create derivative works of our content without our express written permission. The Zorqina name and logo are trademarks of Zorqina SARL and may not be used without permission.

Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which forms part of these terms. By using our services, you consent to the collection and use of your information as described in our Privacy Policy. We comply with applicable data protection laws, including the General Data Protection Regulation (GDPR).

Payment Terms

Payment terms for our services will be specified in separate service agreements or invoices. All fees are payable in Euros unless otherwise specified. We reserve the right to suspend or terminate services for non-payment. Any disputes regarding billing must be raised within 30 days of the invoice date.

Limitation of Liability

To the fullest extent permitted by law, Zorqina SARL shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business interruption, arising from your use of our website or services. Our total liability for any claim arising from these terms or our services shall not exceed the amount paid by you for the specific service giving rise to the claim.

Indemnification

You agree to indemnify and hold harmless Zorqina SARL, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services, your violation of these terms, or your violation of any rights of another party.

Governing Law

These terms shall be governed by and construed in accordance with the laws of Luxembourg. Any disputes arising from these terms or our services shall be subject to the exclusive jurisdiction of the Luxembourg courts. If any provision of these terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.

Termination

We may terminate or suspend your access to our website and services immediately, without prior notice or liability, for any reason whatsoever, including breach of these terms. Upon termination, your right to use our services will cease immediately. Provisions that by their nature should survive termination shall survive, including intellectual property rights, limitation of liability, and governing law.

Modifications to Terms

We reserve the right to modify these terms at any time. We will notify users of any material changes by posting the new terms on our website and updating the "last updated" date. Your continued use of our services after such modifications constitutes your acceptance of the updated terms.

Force Majeure

Zorqina shall not be liable for any failure to perform our obligations where such failure results from circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, strikes, or government actions.

Entire Agreement

These terms, together with our Privacy Policy and any separate service agreements, constitute the entire agreement between you and Zorqina regarding the use of our website and services. These terms supersede all prior agreements and understandings, whether written or oral.

Contact Information

If you have any questions about these Terms of Service, please contact us: